In 2009, this fund could not take advantage of the mid-cap rally because of its mandate to have a large-cap bias. It had around 85 per cent in large-caps, which didn't allow it to earn more than it did, but provided stability. It may not give you earth-shattering returns, but it will definitely not let you down in the long-term.
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I have invested in numerous diversified equity funds through SIP. I want to put money in sector funds from Reliance Mutual Fund. These include schemes in sectors such as pharma, banking and power. These funds are doing well over the past five years.
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